Salary
negotiable
Deadline
02 Oct 2026
Posted
22 Sep 2026
Location
Dar es salaam
Job Description
Job title: Credit Risk Officer Department/Division: Risk Department Reports to: Manager Credit Risk
Responsibilities
- support appropriate classification of credit facilities and adequacy of provisions.
- Review compliance with credit policies, regulatory requirements and approved credit standards.
- Assess adequacy of underwriting controls and collateral management practices.
- Conduct stress testing, vintage analysis and other portfolio analytics.
- Prepare credit risk reports for management, committees and regulatory purposes.
- Escalate significant credit risk concerns and recommend remedial actions.
- Support audits, regulatory reviews and risk management projects.
Requirements
- Understanding of credit risk management principles and banking operations.
- Knowledge of BOT prudential regulations and risk governance requirements.
- Understanding of portfolio monitoring, provisioning and IFRS 9 concepts.
- Proficiency in Microsoft Excel and data analysis tools
Qualifications
- Bachelor’s degree in Finance, Banking, Economics, Accounting, Statistics, Risk Management or related field.
- Professional certification in Risk Management, Banking, Accounting or Audit is an added advantage
Skills
Strong analytical and problem-solving skills.
Proficiency in Microsoft Excel and data analysis tools.
Ability to analyse large datasets and prepare clear reports and dashboards.
Effective communication and report writing skills.
Attention to detail
integrity and confidentiality.
Ability to manage multiple priorities and meet deadlines
Location